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For your convenience we have compiled a list of the most frequently asked questions and their corresponding answers.

DO I QUALIFY?

If you own a home or are buying one on mortgage and require a loan from £5,000 to £100,000, 1ST CALL CREDIT gives you the opportunity to raise a loan quickly in confidence and with convenient payments to suit your pocket.

HOW MUCH CAN I BORROW?

The size of your loan depends on the value of your property and the amount you can afford to pay monthly. 1ST CALL CREDIT take all sources of your income into consideration.

IS MY APPLICATION CONFIDENTIAL?

YES! No one will call unless you ask us, and we will not approach your employers for information.

CAN I APPLY IF I AM SELF-EMPLOYED?

YES! Just indicate your current Net Income on the application form.

HOW LONG WILL MY APPLICATION TAKE?

As soon as we receive an acceptable application, exact details and terms of the loan are issued at once and, within 10 days, the final documents for your signatures are then forwarded. On receipt of the signed documents and other details required, the cheque is issued. To save time the cheque is sent direct from the lender to you, the customer, by post.

IS THERE LOTS OF PAPERWORK TO FILL OUT?

If you complete our online application forms, we will complete the paperwork for you using the information you give us. We will then send the form to you for your signature. All you have to do is sign, and return them to us.

WHAT HAPPENS IF I WANT TO SETTLE EARLY?

You can do this at any time and will receive a rebate against the future charges in accordance with the provisions of the Consumer Credit (Rebate on Early Settlement) Regulations 2004.

CAN I GET A FURTHER ADVANCE?

YES! Further Advances can be considered at any time and with minimum formality.

WHAT IF I HAVE FURTHER QUESTIONS?

If you have any further questions you would like to ask us, please contact us.

We welcome ANY enquiries and will quote without obligation for finance to meet your particular requirements.

ENTRUST YOUR FINANCIAL MATTERS TO 1ST CALL CREDIT WITH CONFIDENCE!